It happens sometimes: hard times fall on even the best of people and financial obligations can not always be met. Spouses become unemployed, family members become ill and money is spent on hospital bills and medication, and other unavoidable hards ..

Private mortgage insurance is an additional fee that a lender may require if you do not put down the minimum down payment towards a house, usually around 20%. Does this mean that you can not get the house? No! A lender may option for you to get PM ..

Discrimination is still prevalent in the United States and really across the world. There are still strong judgments and stereotypes that lead people's thoughts and behaviors, whether be positive or negative. However, there are agencies and acts t ..

When you use the Internet to refinance you mortgage you can access competitive interest rates and offers from your desktop. If the going interest rate is lower than what you are currently paying, or if your credit rating is better than when you f ..

In November 2005, Montgomery County, Maryland's county council enacted legislation to expand the categories of discriminatory lending activities associated with discriminatory housing practices and increased the maximum fine for such activities fr ..

If you're shopping for a home loan, you can save thousands of dollars by being aware of predatory lending practices, in which you're charged too much for your loan or are forced to buy services you don't really need. You can protect yoursel ..

Private Mortgage Insurance (PMI) is an insurance policy that you pay for that could help you finance your home if you have not saved enoguh for your down payment. This much is true; however, Private Mortgage Insurance does nothing more for you th ..