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Bad Credit Mortgage Loans - Are You Killing Your Chances Of Getting Approved?
by Carrie Reeder
When you have poor credit, your list of lenders that will approve you for a home loan can shrink down very small. You want to make sure that you are doing everything in your power to keep your credit rating as high as you can.

Many peop ..
100% Financing or No Down Payment & Bad Credit Mortgage Loans
by Carrie Reeder

Sub-prime lenders now offer financing packages with zero down. Interest rates are higher on these types of loans, but they make purchasing a house easier. And unlike a conventional loan, there is no private mortgage insurance required. There are t ..


Foreclosure - Check Out the Facts and the Options
by Jeff Lakie

There are some myths about foreclosure, bankruptcy and credit. If you don't have the facts, it's impossible to make the best decisions. Take time to learn about foreclosure, the potential impact on your credit, and some steps you can take if yo ..


Three Things to Avoid When Buying a Home
by Paul Evans

Whether you're a first-time homeowner or moving on up the property ladder, home buying can be tricky. How do you draw the line between a money pit and a diamond in the rough? Here are three things to keep in mind. Depending on the circumstances, t ..


Should You Get a Home Equity Line of Credit?
by Mike Michaelsen

Let me explain why you might not want to get a home equity line of credit: I will use my friend Nadia as an example. Nadia bought her house in sunny Florida early 1998. She got a 30 years fixed interest loan and her monthly mortgage is $732, inclu ..


The Home Buyers' Guide To Understanding Mortgages In Amsterdam New York
by Michelle Presbury

Mortgages are not one-size-fits-all propositions. You truly need to do your homework before signing a major contract. If you bite off more than you can chew, you may lose your good credit status, as well as your home. One of the first steps you ca ..


Mortgages - 10 Steps to reducing monthly mortgages
by paul wilson1
Owning a home means money management and good sense. The first step is to sit down and take a hard look at your finances. Then decide to purchase a home where the down payment and mortgage will be what you can afford. Stay well within your means. If ..

Refinancing Your House Mortgage - 3 Reasons To Refinance While Rates Are Low
by Carrie Reeder -
Before mortgage interest rates begin to rise, homeowners should consider the advantages of refinancing now. Although we’re witnessing record low rates, these rates will not last forever. Unfortunately, many homeowners will delay refinancing and miss ..

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