Mortgage lenders have an obligation to give you a good faith estimate of the closing costs that will be due when the time comes. This estimate is required thanks to the federal Real Estate Settlement Procedures Act. A good faith estimate can also ..

The amount of money that you pay each month for your mortgage payments will change over the life of your loan. This could be for any number of reasons. For instance they could go up or down due to taxes, whether or not you have an adjustable or fi ..

In the short period of time between when your mortgage loan finally gets approved and closing time there are many things that you need to get done. This time can be hectic and you need to know just what needs to be done. You might not realize it b ..

Mortgages vary widely from on ..

If you have tried to apply for a mortgage loan, you probably have come across the term called FICO. Even if you have not heard of it, rest assure it is used every time you look to secure a mortgage loan. It can determine whether or not your loan a ..

When interest rates fall, there are savings to be made. This is true for everyone, not just people currently looking for a new home or mortgage. This means that even if you have already bought your home or already committed to a mortgage, you can ..

Often, when your lender scrutinizes your loan application for a new home or piece of property so thoroughly that it is finally turned down, it can be very distressing. If this happens, ..