Bad Credit Mortgage Loans - Are You Killing Your Chances Of Getting Approved?
by Carrie Reeder |
When you have poor credit, your list of lenders that will approve you for a home loan can shrink down very small. You want to make sure that you are doing everything in your power to keep your credit rating as high as you can.
Many peop .. |
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Mortgage & Refinance Tips: Debt To Income Ratios
by Tristan Hunt - |
| Debt to Income Ratios, often referred to as “DTI’s”, are a key calculation used in the refinance, debt consolidation, and purchase mortgage application process. A debt to income ratio is arrived at by dividing your monthly debt payments by your pre- .. |
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Mortgage Refinancing For People With Bad Credit - Ways To Reduce Refinancing Costs
by Carrie Reeder - |
| Because of declining home mortgage rates, many people are eager to refinance their existing home loan and take advantage of a lower payment or a fixed rate. In fact, homeowners with bad credit may also benefit and obtain comparable low rates. Althoug .. |
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Adjustable Rate Mortgage - How They Work?
by Martin Lukac |
How does an ARM work. The borrowers interest rate is determined initially by the cost of money and the time the loan is made. Once the rate has been set, and it is tied to one of several widely recognized and published indexes , and future .. |
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Mortgage After Bankruptcy
by Tim S |
Most people probably assume that obtaining a mortgage to purchase a home, refinance or to consolidate debt after a bankruptcy is out of the question. In fact, many people are able to obtain these mortgage services, even 1 day after a bankruptcy di .. |
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Homeowners' insurance: The mortgage connection
by Maryann Joseph |
A home owners’ insurance is the cover for the house against natural calamities as well as liability. This covers the house and its contents but also other personal possessions which the house secures. The natural calamities include fires and winds .. |
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Why It's Important to Get Pre-Approved
by John Carle |
Having a pre-approved mortgage will give you the confidence of knowing exactly what you can spend on a home before you start looking. You will also be protected against interest rate increases while you look for your new home. Your Mortgage .. |
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Choosing The Right Mortgage For You
by John Carle |
This article will help you understand the differences between a variety of mortgage options. There are many different mortgage products offered by the various lending institutions in Canada, so you may not know what features to look for. As .. |
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