Few areas in North America are as beautiful, as prosperous, and growing as fast as North Carolina, and that has brought a massive influx in home starts in the Carolinas region over the past few years. Home owners and investors have been looking to North Carolina as ‘the new gold rush’, as home prices in places like New York and Los Angeles drive the middle class into the suburbs. And if you’ve recently decided to make the plunge yourself, perhaps it’s time for a North Carolina Mortgage to seal the deal.

Whether you’re looking for a residential property in the mountains of NC, or a farm in Piedmont, or a property on the Coastal Plain, North Carolina is home to an immense number of local attractions. The mountains offer up such delights as the Mount Mitchell, New River, Mount Jefferson, Holmes Educational, and Gorges State Parks, as well as amazing cities such as Brevard, Asheville and Boone – places where a North Carolina mortgage can buy you more than a home – you can buy a castle.

In the Piedmont region, cities like Charlotte and Hickory offer a mix of suburban lifestyle and big city living, while Raleigh, Durham and Chapel Hill have proved to be in the midst of a boom, driving house prices upwards and showing no sign of letting up in the future. The truth of it is, North Carolina is so business-friendly and homeowner-happy, than people move in, but don’t want to move out. And with mortgage rates so low, North Carolina lenders are taking part in that real estate boom.

The coastal areas are even more in-demand, with the lovely town of Greenville offering beautiful sandy beaches, fishing, boating and an incredible laid-back lifestyle. A mortgage taken up in this area, or nearby Wilmington, will certainly turn you into a life-long North Carolina resident.

But is now really the time to tackle a bank loan, when rates are so cheap? Isn’t it so that, when rates rise you could find yourself no longer able to afford your North Carolina dream home? Possibly, so that’s why you need to account for that possibility and ensure you have enough room on your mortgage to account for unexpected expenses, and have enough room on your budget to be able to afford sudden increases in interest.

But if you can do it, there’s no time like the present to grab a North Carolina home mortgage loan. Quite honestly, there’s nowhere better on Planet Earth to buy, and no better time to do so. And that’s why over 8.5 million people have settled there, and the number of new home-owners in the region has grown by over 20% in just the last ten years!

And it’s also why students at colleges like the University of North Carolina have stuck around after their degrees have ended, borrowed money for a home loan, and made the Appalachian mountains and Atlantic Coast their new home. Is it your turn next?

Christopher M. Luck has an extensive background in working exclusively with the nations top mortgage companies and is now offering his free professional mortgage secrets to the public. If you are at all interested in Christopher's personal advice, tips, or secrets on mortgages you can visit his finance blog.